Updated insurance woes
Sep. 22nd, 2009 07:09 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
amalthiaOkay the mystery is solved sadly not in my favor. :(
Basically, I accidentally went to an out-of-network provider and my insurance would only pay a certain percentage for out of network. Considering the total bill was 900 I'm guessing 260 isn't so bad after all. :( Do all Family Practices charge 275 dollars for new patients?
What further added to the confusion is that I called ahead and asked if I was in network and they misunderstood Alaska Village Electric Cooperative for Alaska Electric Cooperative (which was in network for them) and my insurance website Find a doctor link did not display which doctors were in or out of network so I assumed they were all in-network. :(
What I also found out today is that apparently no clinic in Alaska is in-network for my insurance provider. I have to go to the main hospital for my medical appointments if I want to be in-network.
Basically, at this point they better damn well reform health care so that no matter where you go to be seen you're in network!
In other bad news, got my first bad grade in grad school. It could be worse but basically I misunderstood the directions and only completed 1/4th of the assignment. I did let the professor know what part of the syllabus tripped me up though so hopefully he'll revise it next year. Basically we have to write annotated bibliographies for 4 Units but in the syllabus it says you need 4 articles for the annotated bibliographies and I assumed that meant 1 article per Unit, not 4 articles per unit which is actually what was required. the annotated bibliographies are only worth 25% of my total grade so I think I still have a chance at an A if I don't mess up anything else.
Right now my confidence is a bit shaken, first I feel tricked by the insurance company and their no good website, and then I messed up on my school work.
Going to try and put this behind me and move forward...which is btw easier said than done. But I have Cold Stone ice cream and 2 new episodes of Heroes to watch. Plus a really awesome husband, best friend![[livejournal.com profile]](https://www.dreamwidth.org/img/external/lj-userinfo.gif)
lovesrain44, and a cool flist. :)
Basically, I accidentally went to an out-of-network provider and my insurance would only pay a certain percentage for out of network. Considering the total bill was 900 I'm guessing 260 isn't so bad after all. :( Do all Family Practices charge 275 dollars for new patients?
What further added to the confusion is that I called ahead and asked if I was in network and they misunderstood Alaska Village Electric Cooperative for Alaska Electric Cooperative (which was in network for them) and my insurance website Find a doctor link did not display which doctors were in or out of network so I assumed they were all in-network. :(
What I also found out today is that apparently no clinic in Alaska is in-network for my insurance provider. I have to go to the main hospital for my medical appointments if I want to be in-network.
Basically, at this point they better damn well reform health care so that no matter where you go to be seen you're in network!
In other bad news, got my first bad grade in grad school. It could be worse but basically I misunderstood the directions and only completed 1/4th of the assignment. I did let the professor know what part of the syllabus tripped me up though so hopefully he'll revise it next year. Basically we have to write annotated bibliographies for 4 Units but in the syllabus it says you need 4 articles for the annotated bibliographies and I assumed that meant 1 article per Unit, not 4 articles per unit which is actually what was required. the annotated bibliographies are only worth 25% of my total grade so I think I still have a chance at an A if I don't mess up anything else.
Right now my confidence is a bit shaken, first I feel tricked by the insurance company and their no good website, and then I messed up on my school work.
Going to try and put this behind me and move forward...which is btw easier said than done. But I have Cold Stone ice cream and 2 new episodes of Heroes to watch. Plus a really awesome husband, best friend
lovesrain44, and a cool flist. :)
no subject
Date: 2009-09-23 08:48 am (UTC)no subject
Date: 2009-09-23 09:33 am (UTC)I'm so hoping people will wise up and start taking Obama's reforms seriously. We really need some major changes. People shouldn't go broke when they need healthcare.
Sorry about the misunderstanding with the coursework, too. That can be terribly frustrating.
no subject
Date: 2009-09-24 05:16 am (UTC)